Resources for Homeowners

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Housing Rehabilitation loans and grants

housing_rehab_logo_v2_full_colorThe City's housing rehabilitation programs provide zero-interest loans and/or grants to homeowners to aid in making repairs to their homes. Neighborhood Services staff assists homeowners with home inspections, specifying work plans and repairs and obtaining bids from contractors.

Types of Rehabilitation Eligible for Assistance

The City offers a variety of different programs to assist with owner-occupied housing rehabilitation. Below are the ways we can help, followed by a link to our Eligibility page.

 Fill out our online application form for a loan or grant.

Loan Information

A lien or a mortgage will be placed on your property to secure the loan. Depending on the type of project and eligibility criteria, your project may include one or more of the following:

  • Zero interest loans - your monthly loan payment will not exceed 30% of your gross income.
  • Conditional occupancy (aka deferred payment) loans are not repaid until the property is sold or rented.
  • Low-interest loans repaid over a twenty year period.

Grant Information

If your home is located in one of the targeted areas, half of your project cost will be forgiven in five years.

Map of Target Areas

Reference Materials

This page is a one-stop shop for all resources to homeowners in Iowa City. 


Other Homeownership Resources


Below is a collection of different resources available to home owners.